8 Best Instant Cash Advance Apps That Work With Chime

Cash Advance Apps That Work With Chime

Cash Advance Apps That Work With Chime – Cash advance apps are quite useful for employees and individuals who use them, especially when it is the middle of the month and there is an urgent requirement that must be met.

Chime, on the other hand, is a financial technology company that offers fee-free mobile banking services through checking and savings accounts with direct deposit and a debit card.

If you use Chime and want to use one of these popular cash advance apps like Dave, Klover, Albert, Earnin, Brigit, and others, you should know which ones work with Chime and which ones don’t.

This is, after all, the purpose of this page. In this article, I’ve compiled a list of cash advance apps that work with Chime that you can rely on if you need to link a bank account to your cash advance app.

Cash Advance Apps That Work With Chime
8 Best Instant Cash Advance Apps That Work With Chime

Recommended > Top 10 Instant Money Lending Apps With Low InterestOpens in a new tab.

What Cash Advance Apps Work With Chime?

There are a number of reputable cash advance apps on the market that supports chime and works fine with it. Dave, Albert, Cleo, Empower, MoneyLion, and a few others are some of the ones that tend to work well with Chime.

Table summary of apps that accept chime

Cash Advance App, Works with Chime?, Cash Advance Max

Why Do Some Cash Advance Apps Not Work With Chime?

Some ACH e-check payments are not accepted by Chime, and some payment apps are not compatible with Chime since they are employer-sponsored. That means you can only utilize the service if your employer is a partner and offers it as a perk to employees.

1. Dave

cash advance apps like dave that accept chime
cash advance apps like dave that accept chime

Dave is a cash advance app that provides users an advance on their paycheck to cover small expenses and it works perfectly fine with chime. With the dave app you can borrow up to $250 before your next payday with zero interest.

When you use Dave, you avoid incurring overdraft fees, and instead of interest, Dave asks for a tip, which is optional, and it charges a $1 monthly fee, which is lower than its competitors.

Another intriguing aspect is that Dave does not run a credit check before accepting, but it does assist you in building your credit score correctly. (Read more on apps like daveOpens in a new tab.)

How To Link Chime to Dave?

If you need to connect Chime to Dave, the procedures are rather simple because you are not required to do much. To do so, take these steps:

  • Log in and go to your profile.
  • Select “Linked banks and cards” from your profile.
  • Tap on the arrow next to “Linked banks.”
  • Change banks and select chime from the selections.
  • Enter your chime bank login information.

P.S – After selecting chime and entering your chime bank login information, you will be asked some security questions and charged a micro-deposit for verification purposes.

When you withdraw from Dave to Chime Bank, it takes approximately 3 business days for it to arrive in your Chime account. If you need it sooner, you will be charged a fee.

2. Albert

albert is apps like earnin that accept chime

Albert is an instant cash advance app that works with chime. Albert is a personal finance tool that provides automated savings, budgeting, bill negotiation, and guided investment, as we all know. (Check to see apps similar to AlbertOpens in a new tab.)

The Albert app also offers a cash advance of up to $100 until your next paycheck. There are no late fees, interest charges, credit checks, or hidden fees. You can request up to three cash advances every pay period if you receive a paycheck and have repaid your previous advances.

How To Add Chime to Albert App?

If you have been approved to use the Albert app service, connecting it to your chime bank should be no problem. To utilize chime on Albert, follow the steps below:

  • On your device launch and sign in to the Albert app.
  • Locate the overview tab. It looks like this (📊).
  • Click on the “plus sign(+) that you will see.
  • Choose chime from the options of the banks listed or search for if it is not listed.
  • Enter your chime bank login details.

Viola!! You’ve successfully connected your chime bank to the Albert app. When you request a cash advance from Albert in the future, the money will be sent to your Chime bank account. (Refer to this guideOpens in a new tab. if you encounter any problems connecting chime to Albert app.)

3. MoneyLion

cash advance apps like dave that work with chime
cash advance apps like dave that work with chime

Moneylion, as we all know, is a financial institution that provides credit-builder loans with no credit check at cheap interest rates (5.99%), but there is a membership fee ($19.99) that must be paid in addition to the loan’s overall cost.

It should come as no surprise that moneylion is one of the cash advance apps that support chime. If you are already a chime user you can get a cash advance request of up to $250 from moneylion directly to your chime checking account. (See the best moneylion alternativeOpens in a new tab.)

How To Use Chime on Moneylion?

The steps below will take you through the process of adding chime to your moneylion account using the app:

  • On your device launch and sign in to the moneylion app.
  • Tap the “Accounts” tab on the bottom of the screen.
  • Click on the “Go-to Transfer” tab.
  • Locate and choose the “Add Account.”
  • Choose “chime” from the list of banks, or search for it if it isn’t there.

You have now successfully linked chime as your bank to your moneylion app, and it is now available to use on your next payment.

4. Empower

empower supports chime
cash advance that supports chime

Empower is a personal finance app that encourages users to save more and spend less. Then you may construct a budget, set a weekly savings target, and use its AutoSave option to save money for you. The good news? Empower approves chime.

On empower, you may get a cash advance of up to $250 with terms and conditions. This cash advance has a ZERO interest rate and no charge cost. There is only an $8 monthly fee that is not required. (See Also, alternatives to empowerOpens in a new tab.)

How Can You Incorporate Chime To Empower?

If you are an empower user and want to use chime on empower, there are two options. Follow the steps mentioned below:

Method 1

When you sign up, Empower will ask you to connect one or more bank accounts so that it can track your expenditure.

This way all you have to do is fill in your chime credentials in the supplied box, and your chime account will be linked in a few seconds.

Method 2

  • On your device launch and sign in to the empower app.
  • Go to the homepage of the empower app.
  • scroll down to locate the “Account section.”
  • Click on the “plus sign” (+) that is on the upper right.
  • Click or search for chime in the grid section of bank choices that will be offered.
  • Provide empower the necessary chime credentials.

That’s all; you’ve successfully linked your chime bank to enable in a matter of seconds. Your next direct deposit will almost surely appear in your chime account if you executed these steps correctly.

5. Klover

apps like moneylion that work with chime
apps like moneylion that work with chime

Klover is one of the many cash advance apps that work so well with chime. Klover, which was started in 2019 in Chicago, provides fast cash advances as well as additional financial solutions such as spending insights and overdraft protection to help you handle bills until your next payday.

With Klover users can obtain a cash advance of up to $100 with no interest, no fees, and no credit check. It does, however, require a monthly membership fee of $2.49, and you must have at least three direct deposits to qualify for a salary advance. (You might like apps like kloverOpens in a new tab.)

How Can I Connect Chime to Klover?

It is quite simple to connect chime to klover if you follow the simple steps indicated below:

  • On your device launch and sign in to the klover app.
  • Locate and click on the “profile” icon on your homepage.
  • Select the “Bank” and “Remove” options.
  • Select “OK” to confirm the removal of the existing bank and card.
  • You then use Plaid a third-party app to log in to chime.
  • Proceed to provide your chime details.

Bingoo!!! Your chime account has been linked to klover, making it easier to transfer, deposit, and withdraw funds.

P.S Withdrawals on Klover take 1 to 3 business days and cost $0, If you want a same-day immediate debit, the price ranges from $1.99 to $14.98 depending on the amount.

6. Cleo

apps like Cleo that work with chime

Heard of a chatbot app that uses AI to manage your finance? Well, Meetcleo is an AI-powered cash advance app that works well with chime.With Cleo, customers can take use of interest-free cash advances of up to $100 to avoid overdraft fees and have fun with their finances.

There is a free version of Cleo and a paid edition that costs $9.99 per month. The paid version includes access to Cleo’s budgeting tool and digital wallet, as well as a weekly quiz with the opportunity to earn cash incentives.

How Can I Add Chime to Cleo?

Using chime on Cleo is not a simple task, but it is doable if you follow the steps indicated below:

Before we begin, make sure there is no money remaining in your Cleo wallet; if there is, you must remove all of the money from your Cleo account to your already linked bank.

  • Log into your Cleo wallet account.
  • Say “withdraw $amount” to Cleo. (usually takes 4 business days to arrive.)
  • Then say “wallet” to Cleo and hit ‘View’ or ‘Manage your Wallet’ if you’re in the app.
  • Tap on the ‘Update bank’ option.
  • Cleo will then give you the option to add a new account to Cleo using Plaid.

Please keep in mind that deposits and transfers from the Cleo Wallet can take up to four business days to complete.

7. Branch

cash advance apps that support chime
cash advance apps that support chime

The branch app is a reliable loan app that supports chime and offers up to $500 cash advance without any charges, instead of paying traditional interest on the advance, Branch requests that you tip them.

According to the Branch Support Page, in order to qualify for an advance, consumers must transfer their direct deposit into their Branch Wallet. (Click to see apps similar to branch appOpens in a new tab.)

How Do I Include a Chime In a Branch?

To add a chime to a branch, simply follow the steps below:

  • On your device launch and sign in to the branch app.
  • Select “settings” from the app homepage.
  • Click on “Payment methods” afterward.
  • Click on the “Add New Payment Method” options. (you should see it right below the “Payment Methods”.
  • Click on the “Add Bank or Card” select “Bank.” and choose Chime.
  • Provide the necessary chime information and connect it.

Congratulations, your chime bank account has been successfully linked to your branch app. Keep in mind that withdrawals from a branch to a bank account might take up to three business days.

8. Chime SpotMe

chime works with spotme
chime works with spotme

Chime not only provides checking and high-yield savings accounts, but it also provides paycheck advances of up to $200 through a program called SpotMe, which is affiliated with Chime Bank. SpotMe protects your account from overdrafts by offering a backup.

The cash advance app similar to Dave is a no-fee, no-interest cash advance program offered to Chime members who have activated their Chime debit card and receive a qualifying direct deposit of $200 or more per month.

Because chime spotMe is a division of chime, adding or linking a chime bank account to it is not a special instance. You can check your chime app’s profile dashboard for eligibility or availability.

Cash Advance Apps That Do Not Work With Chime?

1. Earnin


2. Brigit

Brigit is one of the most popular cash advance apps that doesn’t support chime. According to the Brigit website’s support section, which lists the banks that are supported, Brigit is no longer supporting new customers that have a Chime bank account, citing connectivity concerns.

3. Possible finance

No, Possible Finance does not work with Chime. This means the Possible Finance app users currently can’t link their Chime bank account to Possible Finance.Feb 28, 2022

Recent Posts