Apps Like Ingo Money – Check cashing apps that allow for the convenience of check-cashing, have captured the public’s attention since their creation. This check cashing apps
not only provides a convenient way to cash checks, but it also ensures that an individual may cash checks securely without having to wait for days or stand in a huge line at a bank.
It’s no news, that ingo money is one of the most popular cash check apps on the market. This elegant app is designed for quick check cashing, which can be accomplished by simply snapping both sides of the check and tapping the submit button, allowing the check to be deposited to the designated bank account in a matter of seconds.
However, as more check cashing apps similar to ingo money have joined the market, there has been a surge in demand for apps like Ingo money. If you’ve come to this page for the same reason, this article will walk you through a range of ingo money alternatives, and how they work including their pros and cons.
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What Is Ingo Money?
Ingo Money is a popular check cashing app that is meant for check owners who look to easily cash checks without having to wait in a large line. All you have to do is scan both sides of the check and submit it; if accepted, your money will be deposited in a few minutes to your provided prepaid card or PayPal account.
Ingo Money, on the other hand, is a reliable service that handles a variety of financial transactions, including cash paychecks, business checks, personal checks, money orders, and more.
Is Ingo Money Safe?
Ingo Money is a safe app to use. You can safely cash your check and have it deposited to your supplied prepaid card or PayPal account within minutes of approval using the ingo money app. Ingo money uses Social Security numbers and other personal information to verify your identification in order to detect and prevent potential check fraud.
Is Ingo Money Legit?
Not to be entirely trusted. There have been several complaints about the use of ingo money, leading both new and existing users to question its legality.
Does Ingo Money Require ID?
Yes, ingo money requires an ID. To use Ingo Money, you must produce your state-issued photo ID. The name on your ID must match the name on your Ingo Money profile. This procedure may necessitate the submission of any papers, including social security cards, birth certificates, driver’s licenses, passports, and other kinds of identification.
How Long Does Ingo Money Take To Verify Identity?
Identity verification on ingo money takes a maximum of 5 minutes but can take up to an hour. However, the entire point is that ingo money does not take long to establish identity.
How To Endorse Check for Ingo Money?
Check endorsement on ingo money is as simple as writing “For Mobile Deposit Only” underneath your signature in the endorsement space on the back of the check; failing to do so may result in your deposit being refused. But before that, you must be sure;
- You have signed the checks back.
- You are in a well-lit environment.
- Your check is flat and has a dark background.
How Does Ingo Money Verify Checks?
When you submit a check, ingo money will normally do a check verification to verify its safety and to avoid potential check fraud. As a result, you may be requested to provide your Social Security Number and other personal information in order to authenticate your identity.
Does Ingo Cash Third Party Checks?
Does ingo cash 3rd party checks? Ingo is operated by Bank and Ingo Money. Ingo accepts most types of government, payroll, personal, or other checks for review and approval. This means, Yes, ingo money do cash third party checks.
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Does Ingo Work With Cash App?
Although both physical and paper checks can be deposited using Cash App, because the cash deposit option is currently only available to a fraction of Cash App customers, it also does not operate with ingo money because it has not yet been made public.
How To Delete Ingo Account?
If for any reason you want to delete your ingo money account, you have to know that deleting the app alone would not be enough, however, if you follow this guide by appcontacter you will see all the four convenient methods to delete your ingo money account.
Are There Any Apps Like Ingo Money?
Check cashing service offered by ingo money is one of the most trustworthy check encashing apps, However that doesn’t mean there aren’t other apps similar to ingo money you can use in place of ingo money and some of these apps are;
- Ace Flare.
- Western Union NetSpend Prepaid.
- Brink’s Money Prepaid Banking.
- Deposit2GO.
- Anytime Check.
- Venmo.
- PayPal.
What are the Check Cashing Apps Like Ingo Money?
1. ACE Flare
ACE Flare is a Check Cashing Apps Like Ingo Money that provides many of the same services as a traditional bank, such as check cashing, ATM access, a Visa debit card, and direct deposit. This is, however, mostly a check-cashing app.
First Century Bank, N.A., and Ingo Money, Inc. provide the Ace Flare Mobile Check Capture service, and all checks are subject to financing approval at the sole discretion of Ingo Money. Payroll checks, personal checks, business checks, income tax return checks, government checks, and so on can all be cashed.
Simply take a photo of both sides of the check and upload it to your account to cash it; if authorized, the money will be put into your account. Check approval reviews are typically completed in 3 to 5 minutes but can take up to an hour. Furthermore, approved Money in Minutes transactions funded to your account are subject to a fee.
When you employ ACE, With an optional ACE savings account, you may earn an incredible 6.0 % APY on balances under $2,000! Unfortunately, the Mobile Check Capture service is not accessible in the state of New York.
Pros:
- First Century Bank, N.A., and Ingo Money, Inc. provide the mobile check capture.
- Can cash every form of a check, from personal to payroll to government, and so on.
- Check approval is completed in less than 10 minutes.
- On accounts under $2,000, you might earn an amazing 6.0 percent APY!
- It can also be used as a banking service.
Cons:
- Unfortunately, It is not accessible in the state of New York.
- Doesn’t offer free check cashing.
Download ACE FLARE for ANDROID – IPHONE
2. Western Union NetSpend Prepaid
Western Union NetSpend Prepaid is a mobile app that offers services like ingo money and is recognized by Western Union for loading checks, sending money, and conducting a variety of other mobile-based banking and money transfer operations through smartphone and tablet devices.
To load checks to accounts, users must first take an image with the app’s image capture mechanism. Keep in mind that all checks are subject to funding approval at the sole discretion of Ingo Money, and approval review typically takes 3 to 5 minutes but can take up to an hour.
Checks you can cash on WU NetSpend Prepaid must be between $5 and $2,500 in value. Ingo can only be used for $2,500 each check, $5,000 per day, and $10,000 per month. Fees are also assessed for approved Money in Minutes transactions funded to your card. Unauthorized checks will not be credited to your card.
Pros:
- The app can be used to send and receive money, Load checks, View balance, and Track your spending
- Can easily Find the closest reload locations via the app.
- includes core features such as security-rich, push notification, create a report, etc.
- issued by multiple banks such as MetaBank, and Member FDIC.
Download WUNP for Android – iPhone
3. Brink’s Money Prepaid
The Brink’s Money Prepaid is a mobile check cashing app similar to ingo money that allows you to manage your money on the go from the palm of your hand, including check cashing, viewing your transaction history and balance, sending money to friends and family, and many other features.
To cash checks on brinks, capture both sides of the check and upload it to the app, where it will be processed and transferred immediately to your associated prepaid Mastercard debit cards within minutes if received before 4:00 pm CST/CDT, or the next business day if received after 4:00 pm CST/CDT.
A daily restriction of $5000 and a monthly limit of $10,000 apply to check cashing. The lowest and maximum cashable check amounts are $5 and $2,500, respectively. While check-cashing costs change, the prices for Brink’s Prepaid Mastercard programs remain constant. Expedited services cost between 2% and 5% more, or a flat fee of $5.
Pros:
- Can cash up to $5,000 in a single day.
- A minimum of $5 and a maximum of $2,500 can be cashed on each cheque.
- Checks are cleared instantly and deposited into your linked account.
- There is a $5 fixed cost, which is subject to change.
Cons:
- Only prepaid Mastercard debit cards are accepted.
- If you cash anything after 4:00 p.m. CST/CDT, you will not receive your funds.
- Most online banks are not supported.
- The free check cashing service can take up to 10 days to process, which is unacceptable.
Download Brink’s Money for ANDROID – IPHONE
4. Deposit2GO
Deposit2GO is a free ingo money alternative app that allows you to encash checks worth $10,000 each day from the comfort of your own home using your mobile device or computer scanner, as well as transmit money to various accounts with no hidden fees.
To cash a check with Deposit2GO, just take a picture of both sides of the check with your smartphone camera and upload it. If you submit a check, only the first $200 of the funds will be available for withdrawal the following business day. If your check exceeds $200, the balance will be accessible within two business days. Monday through Friday, barring government holidays, are considered business days.
Deposit2GO provides free membership, secure and safe online banking, and customer service is usually available around the clock. The app similar to ingo money contains basic functions such as moving money quickly, making copies of all deposit checks, safe and secure access to GTE Financials’ online banking, and more.
Pros:
- Quite simple, safe, and completely free for GTE members.
- Available for Android and iOS mobile devices.
- Save trips to a GTE location.
- Convenient 24/7 availability.
- Make a Deposit of up to $10,000 per day and $50,000/30days.
Cons:
- Due to Apple updates, Mac users are no longer able to use the scan feature.
- Chrome is also no longer a viable browser for Deposit2GO on Mac desktops.
- The check may be subject to 2 business days of verification.
- funds of your first three (3) checks will not be immediately available.
Download Deposit2GO for Android – iPhone
5. PayPal
Many people are unaware that, in addition to sending and receiving money, PayPal includes a check-cashing tool that allows you to deposit payments from checks directly into your PayPal Balance account which makes it a trustworthy alternative to ingo.
To use the paypal check cashing feature, simply login to the app, go to the wallet, and tap Cash a Check. Snap a photo of both sides of your signed check and select Next and then choose when you want to receive your money. You may submit multiple checks with a total combined value of no more than $5,000 per day and $15,000 per month.
Cashing a government or payroll check with a preprinted signature will incur a 1% fee or a $5 flat fee, while all other checks will incur a 5% fee or a $5 flat fee. Meanwhile, there is no charge if you choose the 10-day delayed funding option. If you need a reliable alternative to ingo, it’s PayPal definitely.
Pros:
- Can cash up to $5,000 in a single day and $15,000 in a single month.
- Checks are quickly cleared and deposited into your associated account.
- You can choose when your cleared check will be deposited into your account.
- It is possible to use it to pay bills online.
- Government and payroll checks are subject to a 1% fee or a flat $5 fee.
Cons:
- The 5% fee for all other accepted checks seems a little high.
- The majority of online banks are not supported.
- It is unacceptable that the free check cashing service can take up to 10 days.
- Paypal customers in New York have been discontinued from using the service.
Download PayPal for ANDROID – IPHONE
6. Venmo
Like PayPal, many people are unaware that Venmo, in addition to sending and receiving money, provides a check-cashing tool that allows you to deposit payments from checks directly into your Venmo Balance account. A service offered by First Century Bank and Ingo.
With Venmo, You may cash several checks totaling no more than $5,000 per day and $15,000 per month. To use the Venmo check cashing feature, you must have completed the required identity verification by applying for the Venmo Debit Card or Setting Up Direct Deposit.
Once you’ve done that, on your Venmo app, Go to the “Me” tab by tapping your picture or initials, Choose “Manage Balance”, and Select “Cash a Check.” Enter the check amount, Snap both sides of the check, and submit for verification by tapping “Next”. Verification usually takes a few minutes, sometimes up to 1.5 hours.
If your check is approved, you’ll be prompted to write “VOID” across the front of your check and submit another photo showing it has been voided. Do not write “VOID” on your check until you are prompted to do so, after you receive confirmation that your check was approved.
Government and payroll checks with a preprinted signature are cashed for a 1% fee or a $5 flat cost, whereas all other checks are cashed for a 5% fee or a $5 flat fee. There is no cost if you choose the 10-day delayed funding option. If you need other apps like ingo money, It’s Venmo for sure.
Pros:
- Can cash up to $5,000 in a single day and $15,000 in a single month.
- Checks are quickly cleared and deposited into your associated account.
- You can choose when your cleared check will be deposited into your account.
- It is possible to use it to pay bills online.
- Government and payroll checks are subject to a 1% fee or a flat $5 fee.
Cons:
- The 5% fee for all other accepted checks seems a little high.
- The majority of online banks are not supported.
- It is unacceptable that the free check cashing service can take up to 10 days.
- Venmo customers in New York have been discontinued from using the service.
Download Venmo for ANDROID – IPHONE
Conclusion On Best Ingo Money Alternative
It’s no news, that ingo money is one of the most popular cash check apps on the market. However, as more check cashing apps similar to ingo money have joined the market, there has been a surge in demand for apps like Ingo money.
The apps reviewed in this article are the best ingo money alternatives you can use when it has to do with Check Cashing Apps that support Instant deposits. A quick recap of the apps; Ace Flare, Western Union NetSpend Prepaid, Brink’s Money Prepaid Banking, Deposit2GO, Anytime Check, Venmo, and PayPal.
Note that the apps listed in this article aren’t a go-ahead for the use of them, Therefore I advise you do your own thorough research before proceeding with endorsing your check with the apps that offer the same services like ingo money.