Sites Like Flexshopper – If you have been using flexshopper, you already know how trustworthy they are and how mouth watering their deals and promotions has always been. However, not just flexshopper there are other flexshopper alternatives any flexshopper customer has to give a try. Note that this isn’t a comparison between flexshopper and other alternatives sites like flexshopper, It is rather a list of companies similar to flexshopper you should know and give a try if you really want to.
Here is a Quick Answer to some of the FAQ about flexshopper for those who are not familiar with the online lease to own sites.
What Is Flexshopper?
FlexShopper is an online platform that allows customers with bad credit to shop online for Rent-to-Own Items from major retailers. in a word Consumers with low, or no, credit have few options for purchasing the furniture, electronics, or other goods they want and pay at their own convenience.
How Does Flexshopper Work?
Flexshopper is easy to use and understand, There are over 80,000 items available that you can shop through the flex shopper website. Apply for a lease when you find the product that you need/like and when it is approved your rider will be shipped to you.
What Is A Flexshopper Account?
Flexshopper account is an account you need to register with flexshopper before you can begin using the website. However, to own an account with flexshopper you have to meet this requirement;
- Earn at least $1,000 monthly.
- Live in the US (but not NJ, MN, WI, or WY)
- Be 18 years or older.
- Have had a checking account for at least 90 days.
- Have a Social Security number, ITIN, phone number, and address.
If you have all of these requirements, you can go ahead to apply for an account with flexshopper.
Is Flexshopper Legit?
From my experience with flexshopper and based on other user’s reviews about them, There is no way flexshopper is illegitimate. So YES flexshopper is 100% legit.
Is Flexshopper Safe?
Flexshopper is safe and secure to use. You can always count on them at every point in time.
Where Can You Use Flexshopper?
Anyone who has a low, bad, or no credit can use flexshopper, Overall you must have an account to be able to use this website.
How To Shop On Flexshopper?
Follow this easy step to make your first shopping on flexshopper;
- Shop and find the product(s) you want.
- Add the product to your shopping cart
- Select FlexShopper as your payment method during checkout.
- You will be temporarily redirected to FlexShopper.com. Quickly Fill out the easy, online application and get an instant spending decision.
- Accept the simple, electronic lease agreement, and you will be redirected to our site for your order confirmation.
How To Change Payment Method On Flexshopper?
Changing your payment method is as easy as simply providing flexshopper with your debit/credit card. They’ll use that card to process your payments on the schedule you prefer. After your order is placed, you can call the FlexShopper Billing customer line to request the change.
Will Flexshopper Repossess Items?
Yes, flexshopper has the right to repossess items, if you are not able to meet up with payment at due time.
Does Flexshopper Report To The Credit Bureaus?
Flexshopper reports to their credit bureaus, because they obtain a credit report from FactorTrust, Clarity Services, or both, along with one of the major credit reporting agencies, including TransUnion, Equifax, and Experian.
Does Flexshopper Help Your Credit?
Even though flexshopper obtains credit reports from FactorTrust, Inc. and/or Clarity Services, Inc, They, however, do not impact your credit negatively or positively. In a word, NO, Flexshpper does not help credit.
How To Cancel Flexshopper Account?
To cancel your flexshopper account, Please notify FlexShopper by phone or by email at firstname.lastname@example.org to cancel your account.
What Is Another Site Like Flexshopper?
If you are looking for other sites like flexshopper, The list of 9 companies similar to flexshopper is worth giving a try. I implore you read through to the end of this sites similar to flexshopper before making a decision in which will become your new favorite.
1. LeaseVille (Websites Like Flexshopper)
Leaseville is a legit lease-to-own website like flexshopper, Where you can lease Appliances, electronics, fitness equipment, furniture, jewelry, lawn care products, music equipment, and tools. Leaseville does not perform a credit check before you can use their service.
To use leaseville you have to meet up with their minimum requirements which requires you to earn at least $1,000 per month, Must have an active checking account (not a prepaid debit card) that has been open for at least three months, Makes five or more transactions per month, Receives $500 in deposits per month, Unless self-employed or receiving benefits like SSI or long-term disability, the customer must be employed at the same job for six months or more.
Their payment plan is split into two available early pay-off options: 90 days or 120 days. There is no penalty for late payment on leaseville, But funds will be taken once the given time is elapsed.
2. FingerHut (Flexshopper Alternative)
Fingerhut is a flexshopper alternative that started selling automobile seat covers. Ever Since then, Fingerhut has thrived into selling all sorts of electronics, jewelry, shoes, furniture, and decor items. On Fingerhut, you get what you need for your kitchen, living room, bed or bath, and find great gifts for your family.
Just like leaseville credit check isn’t required, However, to qualify for Fingerhut lease to own credit you must be above 18years old, Earn at least $25,000 a year annually, Have a valid checking or savings account, a payroll card, or a prepaid debit card. And there is a $38 penalty fee for Late fees.
Most of the items on this site are brand names and everything is affordable. Apply for credit now to see how much money you can use to buy everything you want to treat yourself with.
3. Gettington (Flexshopper Like Sites)
Gettington is another popular site similar to flexshopper that runs a lease-to-own program. you can find Electronics, home decor, home furnishings, exercise equipment, clothing and accessories, cookware, toys, video games, and more. Although Gettington does a credit check when a customer applies, yet it doesn’t describe a minimum credit score needed to qualify for financing approval.
Their payment options is very Flexible with low monthly payments available. Monthly payments are determined by the amount of the balance. The minimum payment is 5.5% of the account balance or $20. If you become a regular user, you can have your credit limit increased after a periodic review of the account.
4. Emporium (Sites Similar To Flexshopper)
If you are looking for a legit rent-to-own flexshopper similar companies Emporium is a must-visit. On this platform, you can make product purchase in a variety of categories, including home goods, appliances, furniture, fitness equipment, sporting goods, fashion, automotive, music, electronics, and jewelry.
To qualify to use Emporium customers must be 18 years old, have an active checking account and have a steady source of income. Yes, Emporium performs a credit check but that isn’t a criteria for you to be accepted.
When you are accepted you get an Emporium card, With the Emporium Preferred shopping card account, you are offered $300 – $5000 shopping credit, The minimum lease is $50. Lease terms maybe 12, 18, or 24 months. However when you pay off early you get discounts, instant applications, and other benefits.
5. Home Shopping Network
Home Shopping Network is a great alternative sites like flexshopper, founded in 1982 and was formerly known as the Shopping Network before it was changed to Home Shopping Network in 2000.
On the platfom you will find many deals and promotion that will be beneficial to you. It is an American based platform that integrates several brands under a single roof for easy access and promotion. On HSN you can buy tons of unique products like electronics, fashion and jewelry, health, beauty, and home decor.
HSN may obtain a consumer report about you from a credit reporting agency and review this report to determine whether you can use the lease to own platform. Your credit card will be billed for the first monthly installment, plus tax and shipping. The balance is then automatically billed to your credit card in equal monthly installments beginning 30 days after the original order date.
6. Stoneberry (Other Sites Like Flexshopper)
Stoneberry is a similar site like flexshopper where you can apply for a special type of credit to use so that you can make purchases on the website and pay later via installment. And the interest can be as low as $5.99 per month.
You can purcahse items like Electronics, Home Décor, Kitchen + Dining, Bath, Housekeeping, Furniture, Bedding, Jewelry on this platfrom. To use stoneberry you won’t have to worry about annual membership fees, overlimit fees, or bills that you would have to pay.
Stoneberry will run a hard credit check when you are about to check out which will determine whether you qualify for a line of credit. new customers may be limited to a credit line of $1,000 when they first apply. And If your order exceeds your approved amount, you may be required to make a down payment, which you can pay online or via mail with a paper check.
7. RentDelite (Flexshopper Similar Companies)
RentDelite is an awesome flexshopper like site, that has quite flexible rent to own options that are hard to resist. With about 50,000 items, there are no limit to what you can purchase including items like Electronics, computers, home appliances, home furnishings, handbags, gaming systems, and more.
They perform credit check and the information is obtained from various reporting agencies but is not the sole factor in the granting of an account. Bank, residency, and non-financial factors all play a role. To use Rentdelite yu have to be 18+ and must be gainfully employed or have a regular source of income, have a valid email, and own a credit or debit card.
They offer a maximum of spending limit of $2500 but could only purchase one product at a time. And installment payment is spread towards 12 months. Products can be returned after the initial one-month lease period. Also Payments are automatically deducted from a credit card or debit card according to the lease payment schedule.
8. YuKeep (Companies Similar To Flexshopper)
Another addition to this list of companies similar to flexshopper is YuKeep. Just like other sites like flexshopper you can purchase items like Appliances, computers, electronics, fashion accessories sporting goods, and more. To however use this platform you must be at least 18 years old, Must have a provable source of income, and have either a prepaid card or an active bank account.
Even though they consults with consumer reporting agencies during the approval process and still consider applicants with bad credit. The installment plan is spread through 5-7 months, and The customer’s monthly payment amount is based on the frequency of their income and how much of a deposit they want to include in the lease.
9. SmartPay Leasing (Similar Sites Like Flexshopper)
SmartPay Leasing is a notable alternative site like flexshopper with a multi channel retailer that offers a vast assortment of products and brand names. If you need to get a new electronice device or you need to replace your old gadget SmartPay Leasing should be a goto platform.
To use the SmartPay Leasing service you have to be 18years old, have either a prepaid card or an active bank account, a provable source of income that earns you minimum of $1000 and must have have a Social Security number.
On your first shopping you could receive up to $1,500 for a phone and accessories. You’ll need to make a down payment. You’ll pay the remaining balance in affordable monthly payments.
Conclusion On Alternative Sites Like Flexshopper
We have come to end list of Sites like flexshopper, Make sure you visit the sites and read more of the unanswered questions before coming to conclusion on which flexshopper alternative you will make your new favorite. If you have used any of the Alternative Sites Like Flexshopper you can share with us using the comment box.